Trust Center
Orion holds sensitive financial information, so our policies are written in plain English and describe what the product actually does today — no boilerplate, no promised outcomes, and no certification claims we haven't earned.
Terms of Service
The agreement between you and JW Innovative Solutions LLC covering accounts, subscriptions, acceptable use, AI-generated insights, and the limits of what Orion can promise.
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Read TermsPrivacy Policy
What Orion collects, how AI processing works, how your documents and financial data are protected, who our providers are, and how to delete your data.
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Read PrivacyAI Disclosure
How Orion Grant uses AI, what the AI can and cannot do, and which outputs you must review before acting — credit actions, dispute letters, and tax categorization.
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Read AI DisclosureSecurity & Data Protection
The controls actually in place today: authentication, row-level security, private storage, role-gated founder tools, monitoring, backups, and responsible disclosure.
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Read SecurityFounding Member Terms
What Founding Member status includes, how the locked rate works, what happens if you cancel, and the billing and cancellation rules that apply.
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Read Founding MemberSecurity Overview
A plain-English description of the controls that protect your Orion account today — authentication, role separation, per-user database isolation, private document storage, backups, and monitoring.
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Read Security OverviewAI Transparency
Exactly where AI is used inside Orion, what it does well, where it stops, how confidence scoring works, and why you remain the decision-maker.
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Read AI TransparencyResponsible Disclosure
How to report a security vulnerability in Orion, what to expect after you report it, and the safe harbor we extend to good-faith researchers.
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Read DisclosureContact
Reach a human for support, privacy requests, or security reports.
- Support & billing: support@ultimatebillorganizer.com
- Privacy & data requests: privacy@ultimatebillorganizer.com
- Security reports: security@ultimatebillorganizer.com
JW Innovative Solutions LLC operates The Ultimate Bill Organizer™ and Orion. Orion is an organizing and educational tool — it is not a CPA, attorney, financial adviser, lender, or credit repair organization, and it does not guarantee any financial outcome.